What does does The Mortgage Network Online do with your personal information?

• Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include:

                         * Social Security number and income.

                        * Account balances and payment history.

                        * Credit history and credit scores.

• When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The Mortgage Network Online chooses to share, and whether you can limit this sharing.

• For our everyday business purposes – such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus. Does TMN share? Yes. Can you limit this sharing? No 
• For our marketing purposes – to offer out products and services to you. Does TMN share? No. Can you limit this sharing? We do not share.
• For joint marketing with other financial companies. Does TMN share? No. Can you limit this sharing? We do not share.
• For our affiliates’ everyday business purposes – information about your transactions and experiences. Does TMN share? No. Can you limit this sharing? We do not share.
• For nonaffiliates to market to you. Does TMN share? No. Can you limit this sharing? We do not share. 
• For our affiliates to market to you. Does TMN share? No. Can you limit this sharing? We do not share.
• For nonaffiliates to market to you. Does TMN share? No. Can you limit this sharing? We do not share.

How does The Mortgage Network Online protect my personal information?

• To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you:

• Apply for a loan or give us your income information.
• Give us your employment history or give us your contact information.
• Show your driver’s license.

We also collect personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes – information about your credit worthiness.
• Affiliates from using your information to market to you.
• Sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

• Affiliates:  Companies related by common ownership of control. They can be financial and nonfinancial companies.

• Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. The Mortgage Network Online does not share with nonaffiliates so they can market to you.

• Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. The Mortgage Network Online doesn’t jointly market.